We believe that Retirement Plans must be a benefit that everyone can be proud of.

Retirement Plans

TYPES OF PLANS
  • 401(k)
  • Safe Harbor
  • Cross-tested / New Comp
  • Cash Balance
  • ERISA 403(b)
  • Defined Benefit
  • SCA / Davis-Bacon
ADMINISTRATION
  • Plan Design Consulting
  • Legal Document preparation
  • Discrimination Testing
  • Compliance Reporting and Government Filings
  • Annual Reporting
  • Loan / Distribution Review
  • Employer Support Services
  • Audit Coordination
TESTING PERFORMED
  • Annual Additions Limits (415)
  • Annual Deferral Limit Tests (402(g))
  • Average Deferral Percent (ADP) Test
  • Average Contribution Percent (ACP) Test
  • Compensation Ratio testing (414(s))
  • General Nondiscrimination Test 401(a)(4)
  • Minimum Coverage Requirements (410(b))
    • Ratio percentage test
    • Average Benefits Test
  • Top Heavy Test (416)